Updated: February 2025
Calculate your electricity consumption units and get an instant estimate of your monthly or annual power bill. This electricity bill calculator uses official FY 2025–26 tariff data published by
State Electricity Regulatory Commissions (SERCs) and DISCOMs across India. It applies slab-based pricing, fixed charges, and state-specific subsidies so you get a reliable estimate of your power bill — not just a rough guess. Everything runs entirely in your browser. No data leaves your device.
✓ Official FY 2025–26 SERC Tariff Data✓ All Indian States Supported✓ Slab-Based Pricing Applied✓ Fixed Charges & Subsidies Included✓ Domestic, Commercial & Agricultural Meters✓ Zero Data Storage — Runs in Browser
Why Your Electricity Bill Confuses You (And How This Tool Fixes That)
Most people try to calculate their electricity bill by simply multiplying units consumed by the rate per unit — and get a number that's always lower than the actual bill. That's because electricity billing in India is far more layered than a single multiplication. Tariffs are set by State Electricity Regulatory Commissions (SERCs), implemented by distribution companies (DISCOMs), and adjusted for consumption slabs, subsidies, fixed charges, fuel surcharges, and state-specific rules.
This electricity bill unit calculator bridges that gap. It uses official FY 2025–26 tariff orders to show you exactly what you owe, how each slab is priced, and where the extra charges come from. Think of it as your personal power bill estimator — not an official bill, but accurate enough to verify your DISCOM's billing or plan your monthly budget.
How Electricity Tariffs Work in India
The Role of SERCs and DISCOMs
Every Indian state has a SERC — an independent regulatory body that decides what electricity distribution companies can charge consumers. When a DISCOM wants to revise rates, it files a petition to its state SERC. The SERC reviews costs, generation expenses, and consumer interests, then issues a "tariff order." That tariff order is the official, legally binding rate your DISCOM must follow. The
Central Electricity Regulatory Commission (CERC) oversees interstate power and wholesale market rates, while state SERCs handle the retail rates that appear on your monthly electricity bill.
Why Tariffs Differ by State
Your neighbour in Tamil Nadu pays a completely different per-unit rate than someone in Maharashtra or Delhi. This isn't arbitrary. States have different power generation costs (hydro-rich states like Himachal Pradesh generate cheaper electricity than coal-dependent states), varying distribution losses, different subsidy policies, and unique infrastructure costs. Every state SERC factors all of this into its tariff order — which is why no single "India electricity tariff" applies everywhere.
What Makes Up Your Electricity Bill
Your monthly or bi-monthly electricity bill typically includes these components: Units (kWh): Kilowatt-hours consumed, measured by your electricity meter. Energy charges: The cost of electricity consumed, usually calculated using slab-based pricing. Fixed charges: A monthly meter maintenance fee, paid regardless of how much or how little you consume. Subsidies: Many states reduce costs for low-income households, farmers, or specific consumer categories. Fuel Adjustment Charges (FAC): Temporary charges levied when coal or fuel procurement costs spike. Electricity duty: A state tax, typically 4–10% of your energy charges. Other levies: Late payment surcharges, surcharges for cross-subsidies, or urban development cess depending on state.
Understanding Slab-Based Tariffs: The Heart of Your Power Bill Calculation
Most major Indian states use a slab-based (progressive) tariff system. This means different consumption ranges are charged at different rates. The more units you consume, the higher the rate per unit in that bracket — but only for the units within that bracket, not for your entire consumption. This design encourages conservation and makes electricity affordable for lower-income households who consume very little.
A Real-World Slab Example
Suppose your state's domestic tariff looks like this:
• 0–100 units: ₹3.00 per unit
• 101–200 units: ₹5.00 per unit
• 201–300 units: ₹7.00 per unit
• 301+ units: ₹9.00 per unit
If you consume 250 units: (100 × ₹3) + (100 × ₹5) + (50 × ₹7) = ₹1,150. You pay ₹7 only for the 50 units in that slab, not for all 250 units. This is the most important concept to understand when you want to calculate your electricity bill accurately.
Not all states use slab-based pricing. Some use flat-rate systems where everyone pays the same rate per unit. Others use hybrid systems — free or subsidised units up to a threshold, then slab-based rates above it. Always check your state SERC's latest tariff order to know which model applies to you.
State-Wise Electricity Bill Calculators and Tariff Overview
India has over 50 DISCOMs operating across 28 states and 8 union territories. The tariff structure, fixed charges, and subsidy policies vary significantly. Below is a snapshot of key state DISCOMs and their FY 2025–26 domestic tariff highlights. Use this electricity cost calculator above after selecting your state to get a precise estimate.
Tamil Nadu — TNEB / TANGEDCO Bill Calculator
The TNEB bill calculator (Tamil Nadu Electricity Board, now operated by TANGEDCO) is one of the most searched electricity bill tools in India, with Tamil Nadu's domestic consumers benefiting from a generous subsidy scheme. As of FY 2025–26, the first 100 units are completely free for domestic connections. Units from 101–400 are charged at ₹4.70 per unit, 401–500 at ₹6.30 per unit, 501–600 at ₹8.40 per unit, and above 600 at ₹9.45 per unit (bi-monthly billing cycle). Tamil Nadu uses a bi-monthly billing structure, meaning if your billing period is less than 35 days, TANGEDCO applies monthly slab rates which are different. Rates are regulated by the
Tamil Nadu Electricity Regulatory Commission (TNERC) and updated as per the latest TANGEDCO tariff order (effective July 2024, updated July 2025). For commercial connections, use the "Commercial" option in this EB bill calculator to get a separate calculation with load-based fixed charges. Payment can be made through
TANGEDCO's official website (tnebltd.gov.in) or the TANGEDCO mobile app.
Karnataka — BESCOM Bill Calculator (Gruha Jyothi Scheme)
The BESCOM bill calculator covers Bengaluru Urban, Bengaluru Rural, Chikkaballapur, Kolar, Tumkur, Davanagere, Chitradurga, and Ramanagara districts. Karnataka's electricity distribution is managed by five companies under KERC: BESCOM, CESC (Chamundeshwari), GESCOM (Gulbarga), HESCOM (Hubli), and MESCOM (Mangalore). For FY 2025–26, the LT-1 Residential rate is approximately ₹5.90 per unit with a fixed charge of ₹120 per kW, plus a 36-paise surcharge from April 2025. Karnataka's Gruha Jyothi scheme provides up to 200 units of free electricity per month to eligible domestic consumers. Over 1.72 crore families are registered. If you consume more than 200 units in any month under this scheme, you pay the full bill for that month. Register via the
Seva Sindhu portal. Tariff details are published by the
Karnataka Electricity Regulatory Commission (KERC).
Maharashtra — MSEDCL / Mahavitaran Bill Calculator
Maharashtra's electricity distribution outside Mumbai is handled by MSEDCL (Maharashtra State Electricity Distribution Company Limited, also known as Mahavitaran). The MSEB bill calculator for FY 2025–26 uses a progressive slab structure — urban residential rates start around ₹4.43 per unit for the first 100 units and increase progressively for higher consumption. Mumbai consumers are served by Tata Power, Adani Electricity, and BEST, each with different rate structures, all regulated by the
Maharashtra Electricity Regulatory Commission (MERC).
Kerala — KSEB Bill Calculator
The KSEB bill calculator (Kerala State Electricity Board) is widely used by Kerala households. KSEB tariffs for FY 2025–26 are regulated by the
Kerala Electricity Regulatory Commission (KERC). Kerala also offers a solar net-metering scheme, making the KSEB solar bill calculator relevant for households with rooftop solar panels. KSEB's official tariff schedules and online payment are available at
kseb.in.
Uttar Pradesh — UPPCL Bill Calculator
The UPPCL electricity bill calculator covers UP's five DISCOMs: PVVNL, MVVNL, PuVVNL, DVVNL, and KESCO. Uttar Pradesh's domestic tariff for FY 2025–26 uses a slab-based structure regulated by UPERC. Fixed charges and energy charges both vary by consumer category. Check the
UPERC website for the official tariff schedule.
West Bengal — WBSEDCL Bill Calculator
The WBSEDCL bill calculator applies to consumers outside Kolkata. WBSEDCL follows a progressive slab system for domestic consumers with moderate rates compared to national averages. Kolkata consumers are served by CESC, which has a separate tariff structure regulated by WBERC.
Gujarat — DGVCL / UGVCL / PGVCL / MGVCL
Gujarat has four DISCOMs split by geography: DGVCL (Dakshin Gujarat), UGVCL (Uttar Gujarat), PGVCL (Paschim Gujarat), and MGVCL (Madhya Gujarat). Each has slightly different tariff structures for FY 2025–26, all regulated by GERC. Use this electricity fee calculator and select your Gujarat DISCOM for state-accurate results.
Types of Electricity Tariff Structures in India
| Tariff Type | How It Works | Where It's Used |
|---|
| Slab-based (Progressive) | Different rates for different consumption ranges. Higher usage incurs higher per-unit rates in that slab only. | Maharashtra, Tamil Nadu, Karnataka, Delhi, UP, most major states |
| Flat-rate (Uniform) | Single rate per unit regardless of consumption. Simpler but does not incentivise conservation. | Some rural areas, small towns, certain DISCOM zones |
| Mixed / Hybrid Systems | Free or subsidised units up to a threshold (e.g., 100 units free), then slab-based rates above it. | Tamil Nadu, Delhi, Karnataka (Gruha Jyothi), AP |
| Load-based Fixed Charges | Fixed charges vary based on your meter's sanctioned load (in kW or HP), not just per consumer. | Karnataka, Maharashtra, most states for commercial/industrial connections |
| Time-of-Use (ToU) / Smart Meter Rates | Different rates for peak and off-peak hours. Relevant for smart meters and solar connections. | Pilot projects in Delhi, Mumbai; being rolled out nationally |
This electricity usage calculator follows the exact same logic your DISCOM uses to compute your bill. Here's what happens when you enter your meter readings:
How This Electricity Bill Calculator Works — Step by Step
- Select Your State or Union Territory
The calculator loads the SERC-approved tariff for that state for FY 2025–26. Different states have completely different rate structures, which is why state selection is the first step.
- Choose Your Meter Category
Domestic, commercial, industrial, or agricultural consumers pay different tariffs. A shop owner in Chennai pays more per unit than a homeowner in the same area — commercial rates are higher than residential rates in virtually every state.
- Select Your Meter Type or Load
Single-phase or three-phase meters, and the sanctioned load in kW or amps, affect fixed charges in many states.
- Enter Your Meter Readings
Provide your current and previous readings. The calculator computes units consumed (current reading minus previous reading). This is the same method used to calculate electric bill from meter reading.
- Get Your Estimated Bill
The calculator divides your units across applicable slabs, applies the correct rate to each slab, adds fixed charges, deducts applicable subsidies, and displays the total as your estimated electricity cost for the period.
All calculation happens on your device in real time. Your meter readings are never stored or transmitted anywhere.
Accuracy of This Power Bill Estimator — Why Your Actual Bill May Differ
This power bill estimator uses official tariff data from State Electricity Regulatory Commissions and DISCOMs — not averaged or guessed figures. However, your actual bill may include charges not always captured in base tariff calculations.
Fuel Adjustment Charges (FAC)
Temporary levies when coal or energy procurement costs spike. These can add 30–80 paise per unit depending on the state and month.
Electricity Duty
A state tax typically ranging from 4% to 10% of energy charges.
Late Payment Surcharge
Added if your previous bill was paid late, usually 1.5–2% per month.
Meter Rounding
Some meters record fractional units that get rounded differently by different DISCOMs.
Time-of-Use Adjustments
Relevant if you have a smart meter or a solar net-metering connection.
Infrastructure Surcharges
Some states levy urban development cess or cross-subsidy surcharges on commercial consumers.
Practical Tips to Reduce Your Electricity Bill
Track Your Monthly Consumption: Note your electricity meter reading on the same date every month. Compare it with the previous month's reading to compute units consumed. Unusual spikes — say, 400 units one month versus 200 the previous month — reveal problems worth investigating: a malfunctioning appliance, a meter issue, or a seasonal usage surge. Catching it early saves you from surprise bills.
Switch to LED Lighting: A standard incandescent 60-watt bulb consumes 60 watts per hour of operation. A 9–10 watt LED produces the same light output using just 9–10 watts. Over a month with 6 hours of daily use, each replaced bulb saves roughly 3–4 units. In a house with 10 bulbs, that's 30–40 units saved per month — a meaningful reduction when you calculate your electricity bill at the end of the cycle.
Set Your Air Conditioner Correctly: For every degree you lower the AC thermostat below 24°C, electricity consumption increases by approximately 4–6%. Setting your AC to 24–26°C instead of 18°C can cut AC-related energy consumption by 15–20%. Use ceiling fans to circulate cooled air, close windows and doors, and service your AC's air filter at least once a year — a clogged filter forces the compressor to work harder and increases your power bill significantly.
Run Appliances at Optimal Load: Washing machines and dishwashers use nearly the same electricity whether half-full or completely full. Always run full loads. Defrost your refrigerator regularly — ice buildup forces the compressor to work harder, consuming more units. Unplug chargers, televisions, and computers when not in use. Devices on standby — sometimes called "phantom load" — can add 5–10 units per month to your consumption.
Upgrade Old Appliances: A 10–15-year-old air conditioner can consume 20–30% more electricity than a new 5-star rated model. The upfront replacement cost is usually recovered in 2–3 years through lower electricity bills. Similarly, an old refrigerator built before modern efficiency norms can use 2–3 times more electricity than a current BEE 5-star model. Check appliance star ratings on the
Bureau of Energy Efficiency (BEE) star label portal before buying.
Check for State Subsidies and Schemes: Many states offer subsidies for poor households (BPL cardholders), senior citizens, farmers, disabled individuals, or women-headed households. Karnataka's Gruha Jyothi offers 200 units free monthly. Tamil Nadu gives the first 100 units free for domestic consumers. Delhi has offered zero-bill incentives for consumption below 200 units. Check your state SERC website or your DISCOM's official site for schemes you might qualify for — a subsidy you didn't know about could be on your bill already, or you might need to apply.
Verify Your Bill Every Month: Before paying, spend two minutes reviewing your bill. Check that the meter reading on the bill matches your actual meter. Verify the reading difference (units consumed) is within a reasonable range of last month's consumption. Look for unexplained line items. Most billing errors — wrong meter reading transcription, wrong consumer category, missed subsidy — are simple mistakes that take seconds to spot and minutes to dispute with your DISCOM.
Understand Your Tariff Slabs: If you regularly hover near a slab boundary — say, 195–205 units per month — even a small reduction in consumption can drop you into a lower slab and reduce your per-unit rate for that entire bracket. Use this electricity bill per unit calculator to model what your bill looks like at 180 units versus 210 units. The difference is often surprising.
Reading your electricity meter is the starting point for any accurate electric meter reading calculator result. Here's how:
How to Read Your Electricity Meter Correctly
- Locate the Numerical Display
It typically shows 5 to 6 digits on your meter.
- Read the Digits Left to Right
Include any zeros. If the display shows 04731, note it as 4731 (or 04731 if your DISCOM tracks leading zeros).
- Compare with Last Month's Reading
The previous reading is shown on your previous electricity bill.
- Subtract to Get Units Consumed
Current reading − Previous reading = Units consumed (kWh).
- Enter into the Calculator
Enter this number into the electricity bill calculator above along with your state and meter category.
If you have a smart meter, your readings are transmitted digitally to your DISCOM automatically. You can still view consumption on the meter's display or through your DISCOM's mobile app. For sub-meter electricity bill calculation — common in rented apartments or commercial complexes with shared main meters — the same formula applies, but your starting and ending readings are from the sub-meter, not the main DISCOM meter.
Estimating Your AC Electricity Bill
Air conditioning is the single largest driver of domestic electricity consumption in India, accounting for 40–50% of the monthly power bill in homes that run AC regularly. Here's a quick way to estimate your AC's contribution to your electricity consumption using this AC bill calculator approach:
AC Electricity Consumption Formula
Formula: AC power (kW) × Hours of daily use × Days in month = Units consumed by AC. A 1.5-ton split AC has a rated power of approximately 1.3–1.5 kW (varies by star rating). Running it 8 hours/day for 30 days: 1.5 kW × 8 hours × 30 days = 360 units per month just for the AC. At ₹7 per unit (mid-range domestic slab), that's ₹2,520 from AC alone.
5-Star vs 3-Star AC Comparison
A 5-star rated 1-ton AC uses approximately 20–25% less electricity than a 3-star 1.5-ton model for equivalent cooling. For a more detailed appliance-by-appliance breakdown, use the unit consumption calculator feature available in this tool.
What Is 1 Unit of Electricity? Understanding kWh
The "unit" on your electricity bill refers to a kilowatt-hour (kWh) — the energy consumed by a 1,000-watt (1 kW) device running for exactly one hour. Understanding this helps you use this electricity consumption calculator more effectively and make smarter decisions about appliance use.
Common Appliance Examples — 1 Unit = ?
A 100-watt incandescent bulb running for 10 hours = 1 unit (1 kWh). A 1,000-watt microwave running for 1 hour = 1 unit. A 5-star 1.5-ton AC running for about 45 minutes ≈ 1 unit. A 9-watt LED bulb running for 111 hours ≈ 1 unit.
1 Unit Electricity Bill Price — State-Wise
The 1 unit electricity bill price varies by state, consumer category, and consumption slab. In Tamil Nadu, the first 100 units are free. In Karnataka, urban residential consumers pay approximately ₹5.90 per unit. In Maharashtra (MSEDCL), rates start around ₹4.43 per unit and increase with consumption. This is why knowing your state's tariff is essential for any electricity bill calculation formula to be accurate.
Related Financial Tools That Work Alongside This Calculator
Understanding your electricity bill is one part of household financial planning. These tools from Toolisky help you get a complete picture:
Salary Tax Calculator India
Calculate your annual income tax liability to understand how much of your take-home income is available for household expenses including your monthly electricity bill.
Salary Tax Calculator IndiaSalary Increment Calculator
Plan how salary growth affects your take-home income and how much headroom you have for rising utility costs.
Salary Increment CalculatorOvertime Salary Calculator India
Calculate overtime earnings and understand how extra hours contribute to managing your household expenses.
Overtime Salary Calculator IndiaAbout the Tariff Data & How It's Updated
The tariff data in this electricity bill unit calculator is compiled from SERCs and DISCOMs across India and reflects official FY 2025–26 rates. Tariffs are updated in this calculator when: SERCs publish new annual tariff orders (typically at the start of each fiscal year in April). DISCOMs announce approved mid-year tariff changes. New state government subsidy schemes are officially notified.
To verify the rates yourself: visit your state's SERC website and download the latest "Tariff Order" PDF for the current fiscal year. The document will have a detailed "Schedule of Charges" table — compare it with what this meter reading to kWh calculator uses for your state.
⚠️ DISCLAIMER: This calculator is an informational tool only. It is not affiliated with any DISCOM or government agency. For your final bill, rely on the official bill from your DISCOM. For tariff details, visit your state's SERC website or DISCOM office. Tariff data: FY 2025–26.
Why is my actual bill higher than this calculator shows?
This calculator computes energy charges, fixed charges, and applicable subsidies. Your actual DISCOM bill typically also includes electricity duty (4–10%), fuel adjustment charges, surcharges, and any late payment penalties. Ask your DISCOM for a line-item breakdown to identify these extra components.
What is slab-based pricing and why does India use it?
Slab-based pricing charges different rates for different consumption ranges. The first 100 units might cost ₹3/unit, the next 100 might cost ₹5/unit, and above that ₹7/unit. Only the units within each slab are charged at that slab's rate. This design makes electricity affordable for poor households that use very little power, while ensuring heavy consumers pay more per unit — encouraging conservation and funding grid infrastructure.
Does this electricity bill calculator include subsidies?
Yes, if your state's published tariff includes subsidies for your consumption level and category. For example, Tamil Nadu's zero charge for the first 100 domestic units is applied when you select TN and the Domestic category. Check your state's SERC tariff order to confirm which subsidies apply to your meter type and location.
Why does my neighbour pay less for a similar number of units?
Possible reasons: different meter categories (commercial vs. domestic); different subsidy eligibility; different sanctioned load (affecting fixed charges); different tariff zones (urban vs. rural, or different DISCOM); or a different billing cycle (bimonthly vs. monthly slab application). Two households in the same building can receive different bills if one is registered under a domestic rate and another under commercial.
How often do electricity tariffs change in India?
SERCs typically revise tariffs once per fiscal year (April–March). Mid-year revisions happen only for significant reasons — sharp fuel cost spikes triggering FAC adjustments, or new state government subsidy schemes. This calculator is updated as soon as new tariff orders are published by SERCs.
Why do I pay fixed charges even when I consume very little electricity?
Fixed charges cover the cost of maintaining your meter, the distribution lines to your home, billing systems, and customer service infrastructure. These costs exist whether you use 5 units or 500 units. Think of it as a subscription fee for access to the electricity grid. Most SERCs consider this fair because every connected consumer benefits from grid access regardless of how much they consume.
How do I calculate my electricity bill from a meter reading?
Subtract your previous meter reading from your current reading to get units consumed (kWh). Enter that number into this electricity bill calculator, select your state, meter category, and billing period. The tool applies the correct slab rates and fixed charges to give you an estimated bill amount. This is the same electricity bill calculation formula your DISCOM uses.
Is this calculator accurate for commercial or industrial meters?
It handles basic commercial tariffs reliably. However, commercial and industrial tariffs can be highly variable depending on load factor, maximum demand (kVA), power factor, and time-of-use patterns. For precise commercial billing — especially for large loads — contact your DISCOM directly or consult your state's SERC tariff order for the commercial schedule.
What should I do if my electricity bill looks wrong?
First, check your meter reading against the reading printed on your bill. Use this calculator with the same meter readings to estimate what your bill should be. If there's a large unexplained gap, contact your DISCOM's customer service to request an investigation or a meter test. If the dispute is not resolved, file a complaint with your state's Consumer Grievance Redressal Forum (CGRF) established under the Electricity Act, 2003.
Can I reduce my electricity bill significantly?
Yes. Switching to LED bulbs saves 75–85% of lighting energy. Setting your AC to 24–26°C instead of lower temperatures saves 15–20% of AC energy. Running appliances at full load, defrosting the refrigerator regularly, and unplugging standby devices all contribute. Tracking monthly consumption helps identify spikes early. If you're in Karnataka, register for Gruha Jyothi. If you're in Tamil Nadu, confirm your first-100-units-free subsidy is being applied. Small habit changes compound into significant savings over a year.
How do I know if my state's subsidy is being applied to my bill?
Your DISCOM bill should show a line item for subsidy or tariff relief. Compare the total payable with what you'd pay without the subsidy by using this calculator in "without subsidy" mode. If the subsidy doesn't appear on your bill and you believe you're eligible, contact your DISCOM with your consumer number and request confirmation of your registered category and subsidy status.