All Tools & Calculators
Explore our complete collection of 164 free tools and calculators across tax, GST, personal finance, utilities, and general calculations. No registration is required.
GST Calculators
View all →5 free calculators — accurate, instant results
GSTIN Validator: Verify GST Number Format
GSTIN Validator is a free online tool that checks whether a Goods and Services Tax Identification Number is structurally valid — verifying the 15-character format, embedded PAN, state code, and mod-36 checksum instantly in your browser. Built for accountants, freelancers, and business owners who need to catch typos and fake GSTINs before an invoice, vendor onboarding, or ITC claim goes wrong.
RCM Applicability Checker (GST) — Section 9(3)/9(4)
Instantly check if GST reverse charge (RCM) applies under Section 9(3) or 9(4) of the CGST Act — get the verdict with the exact notification reference.
GST Registration Trigger Checker
Check if you must register for GST — instantly compares your turnover against ₹40L/₹20L/₹10L thresholds and flags Section 24 compulsory triggers like e-commerce sales.
freelancer income tax and GST calculator
A free online tool for Indian freelancers and specified professionals to calculate three things at once: Section 44ADA presumptive taxable income, slab-wise income tax for FY 2026-27 (AY 2027-28) under the old or new regime, and whether GST registration is mandatory based on the ₹20 lakh (₹10 lakh special category) threshold. Covers the enhanced ₹75 lakh 44ADA limit for freelancers with 95%+ digital receipts, Section 87A rebate, and 4% Health & Education Cess.
GST Late Fee Calculator — Section 47 CGST Act
An online calculator to compute GST late fees for delayed GSTR-3B and GSTR-1 filings under Section 47 of the CGST Act, 2017. Covers regular and Nil returns, turnover-based fee caps, CGST/SGST split, and optional Section 50 interest on delayed tax payment.
Income Tax Calculators
View all →84 free calculators — accurate, instant results
NPS Tier 1 vs Tier 2 Calculator 2026
NPS Tier 1 vs Tier 2 Calculator helps you compare projected NPS corpus, total contributions and returns for Tier 1 and Tier 2 using monthly investment, expected return and investment period.
REIT / InvIT Tax Calculator India 2026
REIT / InvIT Tax Calculator India for Tax Year 2026-27. Estimate taxable REIT and InvIT distributions, income tax, 4% cess, resident TDS and balance tax using Form 77 figures.
Section 194O E-commerce TDS Calculator
Section 194O E-commerce TDS Calculator helps online sellers, service providers, CAs and finance teams calculate e-commerce TDS for 2026-27. Calculate 0.1% TDS on qualifying gross e-commerce sales or services under current Section 393 rules and check the ₹5 lakh individual/HUF no-deduction condition.
NRI ULIP Maturity Tax Calculator 2026
NRI ULIP Maturity Tax Calculator 2026 estimates Indian tax on ULIP and life insurance maturity or taxable receipts. It checks applicable premium, sum-assured and exemption conditions before calculating taxable gains, LTCG, cess and estimated tax.
LTA Exemption Calculator
LTA Exemption Calculator helps calculate the eligible Leave Travel Allowance exemption for qualifying domestic travel under Rule 278. Enter your LTA amount, eligible travel expenditure, fare ceiling, travel details and tax regime to estimate the exempt amount.
PF Withdrawal TDS Calculator (Section 192A) 2026
Instantly calculate TDS on your premature EPF/PF withdrawal under Section 192A (now Section 392(7) of the Income-tax Act, 2025). Enter your withdrawal amount, years of service, PAN status, and Form 15G/15H status to get your exact TDS rate, TDS amount, and net payout — built for employees, HR/payroll teams, and CAs.
Form 41 Form 10F checker
Instantly find out whether you need Form 41, a Tax Residency Certificate, or Form 10FA to claim DTAA tax relief in India — no PAN needed for most cases.
Section 195 NRI TDS Calculator
Calculate TDS on general taxable payments to NRIs with the Section 195 NRI TDS Calculator. Estimate base TDS, applicable surcharge, 4% Health & Education Cess, DTAA relief and net payment under the 2026 Section 393(2) framework.
NRI Capital Gains Tax Calculator 2026
NRI Capital Gains Tax Calculator helps Non-Resident Indians estimate capital gains tax on Indian shares, equity mutual funds and property for Tax Year 2026–27. Calculate capital gain, STCG/LTCG, applicable tax rates, surcharge and 4% Health & Education Cess in one place.
Crypto TDS Calculator India
Crypto TDS Calculator India helps calculate TDS on Virtual Digital Asset (VDA) transfers. Check the 1% crypto TDS rate, ₹50,000 or ₹10,000 annual threshold, Section 194S rules, Section 393 provisions for 2026, and the higher rate when PAN is not furnished.
NPS Maturity & Withdrawal Tax Calculator
NPS Withdrawal Tax Calculator 2026 helps estimate your NPS lump-sum withdrawal, annuity balance, 60% tax-exempt amount and potentially taxable excess under current PFRDA exit rules and the Income-tax Act, 2025.
Rental Income Tax Calculator India FY 2025-26 — Free
Calculate exact tax on your rental income for FY 2025-26 — 30% standard deduction, Section 24(b) home loan interest, Section 87A rebate, surcharge, cess, and TDS under 194I/194IB, all in one free tool.
₹75,000 Standard Deduction Calculator — New Regime
A free standard deduction 75000 vs 50000 calculator for FY 2025-26 that shows salaried taxpayers exactly how much tax they save under the new ₹75,000 deduction compared to the old ₹50,000 limit — with slab-wise breakdown, Section 87A rebate, and 4% cess applied automatically.
Perquisites Valuation Calculator (FY 2025-26)
Free perquisites valuation calculator for FY 2025-26 that computes the taxable value of the four most common non-cash employer benefits under Section 17(2) of the Income Tax Act and Rule 3 of the Income Tax Rules, 1962: rent-free/concessional accommodation, motor car (mixed use), concessional employer loans, and free meals. Built for salaried employees, HR/payroll teams computing TDS under Section 192, and CAs preparing Form 12BA. The tool applies the post-CBDT Notification 65/2023 city-tier rates (10%/7.5%/5% based on 2011 Census population), the ₹1,800/₹2,400 deemed motor car values, the SBI-rate method for concessional loans, and the ₹50-per-meal exemption — then shows a line-by-line breakdown so results can be cross-checked against Form 16. No registration, no ads, instant results.
Form 12B TDS Calculator
Free Form 12B (Form No. 122) multiple employer TDS calculator. Enter previous salary, TDS deducted, and new employer pay to get your balance TDS and monthly deduction instantly.
ULIP Capital Gains Tax Calculator (FY 2025-26)
Calculate whether your ULIP maturity or surrender proceeds are tax-exempt under Section 10(10D) or taxable as capital gains under the ₹2.5 lakh rule.
Section 44AB Tax Audit Applicability Checker
A complete, checker-backed breakdown of Section 44AB tax audit applicability for FY 2025-26 (AY 2026-27) — business and professional turnover thresholds, the ₹10 crore digital-transaction limit, presumptive scheme audit traps under 44AD/44ADA/44AE, Form 3CA/3CB/3CD requirements, filing due dates, and Section 271B penalty exposure.
Section 40(b) Calculator FY 2025-26 — Avoid Disallowance
Calculate maximum deductible partner remuneration under Section 40(b) for FY 2025-26 with the new ₹6 lakh slab, 60% rate & disallowance check. Free & instant.
Section 194T TDS Calculator India — Partner Payments
Free Section 194T TDS calculator for partnership firms & LLPs. Instantly check TDS on partner salary, commission, bonus & interest against the ₹20,000 threshold — 10% with PAN, 20% without. Get the exact TDS amount and partner's net payout in seconds.
Section 87A Marginal Relief Calculator FY 2025-26
Free Section 87A marginal relief calculator for FY 2025-26 (AY 2026-27). Enter your taxable income to instantly see your tax before rebate, Section 87A rebate applied, marginal relief benefit (for income between ₹12L–₹12.75L), and final tax payable including 4% cess — with a full slab-wise breakdown. Built on Budget 2025's revised new regime slabs and the ₹75,000 standard deduction for salaried employees. 100% private — all calculations run in your browser.
Payments from Abroad Tax Calculator India FY 2025-26
This calculator helps Indian residents earning foreign income — salary from abroad, YouTube/AdSense revenue, or freelance payments from Upwork and Fiverr — estimate their exact tax liability under FY 2025-26 New Tax Regime slabs, including standard deduction, surcharge, and Health & Education Cess.
STCG Tax Calculator India FY 2025-26 — Equity & More
A free STCG calculator for FY 2025-26 (AY 2026-27) covering equity, mutual funds, property, and gold — built around the current 20% Section 111A rate.
Bonus Tax Calculator India 2026
Use the Bonus Tax Calculator to find out exactly how much tax your annual, performance, or joining bonus adds under India's new Income-tax Act, 2025. Compare old vs new regime, see TDS impact, and check if your bonus triggers the ₹12 lakh Section 87A rebate cliff.
GPF Interest Calculator 2026
Description (long-form, for CMS "description" field) Free GPF interest calculator that computes your General Provident Fund interest using the official Rule 11 monthly-balance method — not a rough yearly average. Enter your opening balance, monthly subscription, and the current 7.1% rate to get month-by-month interest and your exact year-end closing balance. Built for central and state government employees, defence and railway staff, and DDOs/PAOs verifying passbook figures for FY 2026-27.
ITR Form Selector AY 2026-27: Which ITR to File?
Not sure whether you need ITR-1, ITR-2, ITR-3 or ITR-4 for AY 2026-27? The Toolisky ITR form selector runs your income sources, residential status, and disqualifying conditions through the official Income Tax Department rule tree and tells you the right form in under a minute — plus a one-line reason why. Built for salaried employees, freelancers, traders, NRIs, and CAs filing for multiple clients.
Section 234A, 234B & 234C Interest Calculator (AY 2025-26)
A free online calculator for Section 234A, 234B and 234C income tax interest under the Income Tax Act, 1961, for FY 2024-25 (AY 2025-26). Enter total tax liability, TDS, quarterly advance tax paid, self-assessment tax, and filing date to get late-filing interest, advance-tax default interest, and quarterly deferment interest as separate figures, with Rule 119A rounding applied automatically.
Foreign Interest Income Tax Calculator India FY 2025-26
Free foreign interest income tax calculator for India, FY 2025-26. Calculate tax on overseas bank interest, foreign bonds, and international fixed deposits under Section 5(1), with Section 90 DTAA relief or Section 91 Foreign Tax Credit, New Regime slabs, and the ₹0 NRI exemption.
Tax Cliff Calculator FY 2025-26
Interactive Tax Cliff Calculator for FY 2025-26 (AY 2026-27). Enter your income and regime to instantly see whether you're near the ₹12,00,000 Section 87A rebate cliff (new regime) or the ₹5,00,000 cliff (old regime), including marginal relief up to ₹12.75L. No login required.
LTCG Calculator Section 112A
Free LTCG calculator under Section 112A of the Income-tax Act for listed equity shares, equity mutual funds, and business trust units. Instantly computes taxable long-term capital gains, applies the 12.5% rate and ₹1.25 lakh annual exemption for sales after 23 July 2024, and runs the grandfathering formula for pre-2018 purchases.
STCG Calculator Section 111A – 20% Tax on Shares
A free online calculator to compute short-term capital gains (STCG) tax under Section 111A of the Income Tax Act on listed shares, equity mutual funds, and business trust units. Applies the 20% flat rate (15% for pre-23 July 2024 sales), adjusts for unused basic exemption, and adds 4% cess — built for FY 2025-26 (AY 2026-27) filings.
Old vs New Tax Regime Calculator FY 2025-26 — Free
Free calculator comparing old vs new income tax regime for FY 2025-26. Applies the Section 87A rebate and 4% cess automatically, shows old and new regime slab rates, and tells you exactly which regime saves more based on your salary and deductions.
LTC Calculator
Calculate how much of your Leave Travel Allowance (LTA) is exempt from tax under Section 10(5) of the Income-tax Act. This LTC calculator takes your LTA received, actual travel cost, journeys already claimed in the block, and tax regime to instantly show your exempt and taxable LTA split.
Income Tax Calculator New Regime 2026-27
Free income tax calculator for the new tax regime under Section 115BAC, FY 2026-27 (AY 2026-27). Enter your gross income to instantly get taxable income, slab-wise tax, Section 87A rebate eligibility, surcharge, cess, and final tax payable — rounded per Sections 288A/288B.
Surcharge Calculator Income Tax
Free surcharge calculator income tax tool for AY 2027-28 that computes slab-wise surcharge (10%–37%) and applies marginal relief automatically, so high-income taxpayers above ₹50 lakh don't overpay when crossing a threshold. Supports both new regime (25% cap under Section 115BAC) and old regime, with age-based exemption limits for senior and super-senior citizens. Includes a worked example, common mistakes to avoid, and the exact marginal relief formula used by the ITR e-filing utility.
Gift Tax Calculator India — Non-Relative FY 2025-26
A free calculator to work out income tax on cash, property, or in-kind gifts received from a non-relative in India for FY 2025-26 (AY 2026-27). Applies the ₹50,000 annual exemption under Section 56(2)(x), computes tax at New Regime slab rates, adds surcharge for residents above ₹50 lakh, and adds 4% Health & Education Cess — with a full step-by-step breakdown mapped to Schedule OS of ITR-2.
Section 44AD Exit Cost Calculator – 5-Year Lock-out
An online calculator to project the real multi-year cost of exiting the Section 44AD presumptive taxation scheme. Models the 5-year lock-out under Section 44AD(4), the tax audit trigger under Section 44AD(5)/44AB when actual profit falls below the presumptive rate, and compares tax + audit-fee outcomes across both paths for turnover-growth scenarios.
CTC Calculator (Reverse from In-Hand Salary)
A reverse CTC calculator for India that converts a target monthly in-hand salary into the exact annual/monthly CTC an employer needs to offer — factoring in PF, Gratuity, Professional Tax, and TDS, with automatic compliance checking against the Labour Codes' 50% Basic+DA wage floor (effective 21 Nov 2025).
DTAA Relief Calculator
A free calculator that computes DTAA double-taxation relief under Section 90/90A (treaty) or Section 91 (no treaty) using the tax-credit average-rate method, per Rule 128 of the Income-tax Rules, 1962. Includes FY 2025-26 new-regime slabs, surcharge, cess, and a worked example for resident Indians with foreign income.
Joint Home Loan Tax Benefit Split Calculator
Calculate exactly how much home loan interest and principal each co-owner can claim under the Income-tax Act, 2025. Enter total interest, principal, and ownership share — the Joint Home Loan Tax Benefit Split Calculator applies the ₹2,00,000 and ₹1,50,000 caps per person automatically, per Section 22 and Section 123.
Old Regime New Regime Switch Back Calculator
Eligibility calculator that tells salaried employees, freelancers, and business taxpayers whether they can still switch back to the old tax regime under Section 115BAC(6), or whether they've already used up their one-time Form 10-IEA switch.
NRI Tax Calculator – Calculate Tax on Your India Income
Calculate income tax payable by Non-Resident Indians (NRIs) on India-sourced income under the Income Tax Act, 2025. Compare New and Old Tax Regimes, calculate surcharge, cess, TDS adjustment, and estimate your final tax liability instantly.
Crypto Tax Calculator
Free crypto tax calculator for India that computes your exact tax liability on Bitcoin, Ethereum, NFT and other virtual digital asset (VDA) gains under Section 115BBH. Enter your sale value, cost of acquisition, and TDS deducted under Section 194S to instantly get your base tax, surcharge, 4% cess, and net payable amount — rounded per Section 288B. Built for retail investors, active traders, NFT creators, freelancers paid in crypto, and CAs preparing Schedule VDA filings. Fully updated for FY 2025-26.
HRA Exemption for Two Cities in a Year
A period-wise HRA exemption calculator and guide for employees who relocated between two cities in the same financial year, with the exact Section 10(13A) formula, a worked example, and the updated 2026 metro city list.
NRI EPF Withdrawal Calculator
Use the NRI EPF Withdrawal Calculator to instantly check how much tax and TDS applies on your Employees' Provident Fund withdrawal as a Non-Resident Indian. Enter your withdrawal amount, years of continuous service, exit reason, and PAN status to see your exact TDS deduction and net payout under Section 10(12) and Section 192A/392(7).
HRA Calculator with 80GG
A dual-purpose HRA and Section 80GG calculator guide for Indian taxpayers — works out Section 10(13A) HRA exemption for salaried employees with HRA, or the Section 80GG rent deduction for those without it, including the 2026 metro-city expansion.
RSU Tax Calculator: Calculate RSU Perquisite Tax in India
A free RSU tax calculator for India that computes perquisite tax owed when Restricted Stock Units vest, based on Section 17 of the Income-tax Act, 2025. Covers both Indian and foreign (US-listed) RSU grants, currency conversion via SBI TTBR, and slab-wise tax impact — built for tech employees, startup staff, NRIs, and CAs.
Form 26AS vs AIS Mismatch Checker
A free tool to compare TDS/TCS figures between Form 26AS and AIS, showing the exact rupee and percentage gap, which statement is legally authoritative for tax credit vs income declaration, and what to do before the AY 2026-27 filing deadline.
Old vs New Tax Regime Multi-Year Calculator
Compare the Old and New Tax Regime over multiple financial years with projected salary growth, HRA exemption, Section 80C, 80D, home loan deductions, Section 87A rebate and annual tax savings for FY 2026-27.
FTC Calculator India US
A free FTC calculator India US that applies the exact Rule 128 formula — the lower of Indian tax attributable to US income or actual US tax paid — so NRIs, resident Indians with US stock/RSU income, freelancers billing US clients, and traders with US brokerage accounts can instantly see their allowed Foreign Tax Credit before filing Form 67.
Indian RSU Tax Calculator
Calculate RSU tax in India in seconds. This RSU tax calculator works out the perquisite tax due at vesting and the capital gains tax (LTCG or STCG) due at sale — for RSUs from Indian employers or foreign parent companies. Built for salaried employees, NRIs, and CAs, using Section 17(1)(d) of the Income-tax Act 2025 and the 24-month Section 112 rule for foreign/unlisted shares.
NRI RSU Tax Calculator
Calculate the exact Indian tax on your US-company RSUs in two stages — perquisite tax at vesting under Section 17(2)(vi) and capital gains tax at sale under Section 112. Built for salaried employees at US-listed tech/MNC firms in India, NRIs holding unsold RSU grants, and CAs filing ITR-2/ITR-3 for clients with foreign equity compensation. Automatically checks the 24-month holding period, applies the correct 12.5% LTCG or slab-rate STCG, and converts USD values using SBI TTBR. Updated for FY 2026-27 and the Finance (No. 2) Act, 2024 changes.
TDS Refund Calculator
An online calculator to compute your TDS refund and applicable interest under Section 437 of the Income-tax Act, 2025 (effective 1 April 2026, replacing Section 244A of the 1961 Act). Covers refund principal, the 10% interest threshold, filing-date based interest start, and total refund payable for salaried employees, freelancers, NRIs, and traders.
Residential Status/RNOR Calculator (FY 2026-27)
Calculate your Indian income tax residential status instantly. Find out whether you are Resident, RNOR (Resident but Not Ordinarily Resident), or Non-Resident (NRI) under Section 6 of the Income-tax Act, 2025 for FY 2026-27.
44AD Lock-in Penalty Calculator
Calculate your exact Section 44AD(4) lock-out period if you opt out of the presumptive taxation scheme early. Enter your opt-in and opt-out assessment years to instantly see your lock-out AYs, re-eligibility year, and whether a Section 44AD(5) tax audit applies.
HUF Income-Splitting Tax Calculator
A free calculator comparing tax payable with vs. without routing income through a Hindu Undivided Family, factoring in Section 87A rebate ineligibility, Section 64(2)/99(2) clubbing rules, and FY 2025-26 slab rates under both regimes.
Section 87A Rebate Calculator (FY 2025-26)
A free, instant Section 87A Rebate Calculator for FY 2025-26 (AY 2026-27) that computes your exact income tax rebate under both the New Tax Regime (up to Rs 60,000, income up to Rs 12 lakh) and Old Tax Regime (up to Rs 12,500, income up to Rs 5 lakh). Includes automatic marginal relief calculation and final tax payable after 4% cess — built for salaried employees, freelancers, and small business owners in India.
Form 10E Calculator : Section 89(1) Relief Calculator
A free online Form 10E calculator that computes Section 89(1) tax relief on salary or pension arrears received in a lump sum. Enter the year of receipt and each earlier year's income to get the exact relief figure for your Form 10E filing on the e-Filing portal.
Salary Arrears Tax Relief Calculator (Sec 89/Form 10E) 2026
Calculate tax relief on salary arrears or advance salary under Section 89(1) using Rule 21A. Find your eligible relief amount, compare tax across financial years and prepare accurate Form 10E calculations for FY 2025-26.
Multi-State Professional Tax Liability Estimator
Calculate your exact Professional Tax (PT) liability with India's only state-accurate professional tax calculator. Enter your state, gender, and monthly salary to get your PT deduction against the actual slab under your state's Act — not a generic national average.
EPF Tax Calculator After 5 Years
Calculate whether your EPF withdrawal is tax-free or taxable based on your continuous service period. Get instant TDS estimates, taxable amount breakdown, and net payout — based on Section 10(12) of the Income Tax Act.
Section 234A 234B 234C Interest Calculator
Free online calculator for interest under Section 234A, 234B & 234C of the Income Tax Act. Get an instant, itemised breakdown for AY 2026-27 filings.
Leave Encashment Tax Calculator
Use this free leave encashment tax calculator to instantly find out how much of your leave encashment is tax-exempt and how much is taxable under Section 10(10AA) of the Income-tax Act, 1961. Built for salaried employees retiring or resigning, HR/payroll teams, and CAs, this leave encashment tax calculator applies the ₹25 lakh statutory limit (CBDT Notification 31/2023) and computes the lowest of all four exemption limits automatically — no manual math needed. Get your exempt vs taxable leave encashment breakdown for FY 2025-26 (AY 2026-27) in seconds.
NRI Property Sale TDS Calculator - Capital Gain Based 2026
A free, instant calculator that computes TDS on an NRI's property sale using the actual capital gain — sale value minus cost of acquisition — instead of the full sale price. Built on Section 393(2) of the Income Tax Act, 2025, it applies the correct LTCG/STCG rate, slab-based surcharge, and 4% cess, so NRI sellers, buyers, and CAs can see the real TDS liability before registration.
NRI Property Sale TDS Calculator (Section 195)
Free NRI property sale TDS calculator for Section 195 / 393(2). Instantly get your LTCG or STCG rate, surcharge, cess, and net sale proceeds after TDS.
Multi-Asset Capital Gains Netting Calculator
Free multi-asset capital gains netting calculator for Indian taxpayers. Enter gains and losses across listed equity, equity mutual funds, property, debt funds, gold, and unlisted shares — the tool applies Sections 70, 71 and 74 of the Income-tax Act to net within each head, apply cross-head set-off, and show your final taxable STCG, LTCG, and carry-forward balance for FY 2026-27 (AY 2027-28).
Advance Tax & 234B/234C Interest Calculator - Freelancers
A free advance tax calculator built specifically for freelancers, consultants, and content creators whose income arrives irregularly across the year. It computes Section 234B and Section 234C interest instalment-by-instalment using the official CBDT formula and Rule 119A rounding, and supports both regular and Section 44ADA presumptive taxpayers.
44AD Exit Calculator
Free tool to check your 44AD exit lock-out: enter your opt-in year, exit year, and income to instantly see the locked AYs and whether tax audit applies.
Senior Citizen Tax Calculator
Free Senior Citizen Tax Calculator for FY 2025-26 (AY 2026-27). Get your exact income tax payable under both Old and New Tax Regime, built for residents aged 60+. Applies age-based exemption limits, Section 80TTB interest deduction, and Section 87A rebate automatically. Enter your income and deductions to see a slab-wise breakup, cess, and final tax payable — plus a side-by-side Old vs New Regime comparison to find which one saves you more.
Section 194R TDS Calculator
A free online calculator that determines whether Section 194R TDS applies to a benefit or perquisite given to an influencer, dealer, or professional, and computes the exact 10% TDS payable based on the ₹20,000 annual aggregate threshold — updated for the FY 2026-27 transition to Section 393(1) Sl.8(iv) of the Income-tax Act, 2025.
ESOP Tax Calculator: Perquisite & Capital Gains Tax on Stock Options
Free ESOP tax calculator for India. Calculate perquisite tax at exercise and capital gains tax at sale, with FY 2026-27 slabs and DPIIT startup deferral.
F&O Turnover Calculator FY 2025-26
Free F&O turnover calculator for FY 2025-26. Enter your squared-off profit/loss to instantly check Section 44AB tax audit applicability under ICAI rules.
NRI residential status calculator
An online calculator to determine whether you're a Resident (ROR), Resident but Not Ordinarily Resident (RNOR), or Non-Resident (NR) for Indian income tax purposes under Section 6. Applies the 182-day and 60/120-day basic residency tests, the 9-of-10-year and 729-day RNOR tests, and the deemed-resident rule for high-income Indian citizens with no foreign tax home.
TDS on Contractor Payment Calculator (Section 194C)
Free online calculator to calculate TDS on contractor payments under Section 194C (now Section 393 of the Income-tax Act, 2025). Check threshold limits, applicable TDS rates, and net payment instantly.
TDS on Contractor Payment Calculator (Section 194C)
Calculate TDS on contractor payments instantly under Section 194C (now Section 393 of the Income-tax Act, 2025). Check applicable 1%, 2%, or 20% TDS rates, threshold limits, and net payment payable after deduction.
Section 195 TDS Calculator for NRI Seller — Accurate Rates (FY 2026-27)
A precise Section 195 TDS calculator for NRI property sellers covering LTCG and STCG scenarios, surcharge slabs, cess, and the Lower Deduction Certificate (Form 128) impact — updated for FY 2026-27, the Finance Act 2024 rate change, and ITA 2025 renumbering.
IRA India Tax Calculator NRI
A free calculator for returning NRIs that compares Indian income tax liability on US IRA income under two scenarios — paying tax annually on accrued interest, dividends, and capital gains, versus deferring that tax under Section 89A (Form 10-EE) until the funds are actually withdrawn in the US. Includes a worked example, eligibility notes, and FAQs on Section 89A, Form 10-EE, and Schedule FA disclosure.
Home Loan EMI Split Calculator Co-Borrower SOC 24b
Calculator + guide explaining how to split home loan EMI between two co-borrowers by ownership share, and how Section 24(b) interest deduction (₹2L self-occupied cap) applies to each person separately.
Section 89 Relief Calculator With Standard Deduction
Free calculator to compute Section 89(1) relief on salary arrears, applying the correct standard deduction (₹75,000 new regime / ₹50,000 old regime) for both the current year and the arrear year, per Rule 21A of the Income Tax Rules.
Co-Owner Home Loan Tax Split Calculator
Calculate the exact home loan interest and principal tax deductions for each co-owner based on ownership share, repayment contribution, co-borrower status and Income Tax Act provisions under Section 24(b), Section 80C and Section 26.
401k India Tax Calculator - Section 89A Withdrawal Tax
Check whether your 401(k), IRA, or other US/UK/Canada retirement account qualifies for Section 89A tax deferral, and estimate the exact Indian tax due when you withdraw — including slab tax, rebate, surcharge, cess, and foreign tax credit.
Form 67 Calculator: Foreign Tax Credit India (FY 2025-26)
A free, instant Form 67 calculator for Indian taxpayers with foreign income. Enter your total and foreign-source income, Indian tax payable, and foreign tax paid, to get your exact Foreign Tax Credit under Section 90/91 and Rule 128 — before you file.
Checkpost Tax Calculator
A free checkpost tax calculator for transporters and fleet owners moving goods vehicles into Rajasthan on a temporary permit. Enter your GVW, load capacity, and number of 30-day periods to get the exact road tax and special road tax due at the border, based on official Rajasthan Transport Department notifications — no guesswork, no surprises at the checkpost.
Tax Regime Projection Calculator – Income Growth (FY26)
A multi-year Old vs New Tax Regime comparison tool for FY 2025-26, showing how income growth (via salary hikes or business growth) shifts the cheaper regime over 5–20 years, with slab, rebate, surcharge, and cess factored in.
Joint Home Loan Tax Benefit Calculator (FY 2025-26)
Free Joint Home Loan Tax Benefit Calculator for FY 2025-26 that splits interest and principal between co-owners and shows each person's tax savings under Section 24(b), 80C, and 80EE/80EEA — compared instantly across the Old and New Tax Regime.
Personal Finance Tools
View all →5 free calculators — accurate, instant results
Inflation-Adjusted Return Calculator India
Calculate your inflation-adjusted return in India and see your real rate of return after inflation. Compare nominal CAGR with real CAGR, estimate today's purchasing power, and understand how inflation affects your investment value over time.
ESIC Salary Calculator
Instantly calculate your ESIC contribution — employee share, employer share, and total deduction — based on your gross salary, employee category, and working days, as per the ESI Act, 1948.
Prepayment Outcome Side-by-Side Simulator
The Prepayment Outcome Side-by-Side Simulator compares reduce-EMI and reduce-tenure outcomes on your loan prepayment in one screen — new EMI, new tenure, and exact interest saved, aligned with RBI's 2025 prepayment charge rules.
Gratuity Calculator New Labour Codes: 50% Wage-Rule Payout
Gratuity calculator applying the new Labour Codes' 50% wage-rule to your CTC. Enter Basic, DA, and CTC to get an accurate payout — not the old 1972-only estimate.
Loan Prepayment vs Investment Calculator
A calculator comparing loan prepayment against investing a lump sum in India, factoring in RBI's 2025 prepayment-charge rules and the home loan interest deduction (Section 24(b) / Section 22(2)) you may lose by prepaying early.
Accounting Tools
View all →1 free calculator — accurate, instant results
Education Tools
View all →8 free calculators — accurate, instant results
CGPA to Percentage Calculator
A free calculator that converts CGPA to percentage using the correct university-specific multiplier for SPPU, Mumbai University, VTU, GTU, MAKAUT, and CBSE, with a manual formula guide and university-wise breakdown.
CBSE Marks to Grade Converter 2026
A free, instant CBSE marks to grade converter built on the official CBSE 9-point grading scale. Enter marks and maximum marks to get your percentage, grade (A1–E), grade point, CGPA estimate, and pass/fail status for Class 10 and Class 12 — updated for the 2026 CBSE pattern, works entirely in the browser with no login.
Attendance Percentage Calculator
This attendance percentage calculator lets Indian college and university students check the 75% attendance rule instantly. Enter classes attended and conducted per subject to see current percentage, safe bunk count, and exact recovery plan — free, private, no signup.
CGPA to Percentage Calculator Mumbai University
Free CGPA to percentage calculator for Mumbai University students under the CBCS 10-point grading system. Uses the University's official conversion formula — Percentage = (CGPA × 7.1) + 11 — instead of the inaccurate ×10 shortcut. Built for UG/PG students, job seekers, and NRI applicants needing an exact percentage from their CGPA.
CBSE CGPA to Percentage Class 10
Free CBSE CGPA to Percentage Class 10 calculator. Convert your Class 10 CGPA (2010–2017 CCE marksheets) into indicative percentage instantly using CBSE's official ×9.5 formula from Circular No. 24/2010 — plus subject-wise conversion and examples.
CGPA to Percentage IIT Calculator
Use this CGPA to Percentage IIT Calculator to convert your grade card CGPA into an accurate equivalent percentage. Unlike generic converters, this tool applies each IIT's own officially notified formula — CGPA × 10 for IIT Madras and IIT Hyderabad, and the (10 × CGPA) + 5 rule for IIT Patna — so B.Tech, M.Tech, and dual-degree students, alumni, HR teams, and study-abroad applicants get a percentage figure they can actually trust for placements, PSU forms, and university applications.
cgpa to percentage calculator anna university
Free tool to convert Anna University CGPA to percentage using the official CGPA × 10 formula under Clause 16. Works for R-2021, R-2017 and R-2013 batches.
CGPA to Percentage Calculator VTU
Free CGPA to percentage calculator for VTU students, using the university's official (CGPA − 0.75) × 10 formula for 2015, 2017 and 2018 scheme grade cards.
Finance Calculators
View all →8 free calculators — accurate, instant results
LTCG Tax Calculator India FY 2025-26 — Shares & Funds
Free LTCG tax calculator for India FY 2025-26. Calculate long-term capital gains on shares, property & mutual funds with indexation. Section 112 & 112A. Accurate, no login needed.
ESIC Eligibility Checker India — Free Instant Check
Free ESIC eligibility checker India. Check salary limit (₹21,000 / ₹25,000 PwD), employer threshold & sector rules instantly. Know your ESI scheme coverage in seconds.
Dividend Tax Calculator India FY 2025-26 — Free Tool
Free instant dividend income tax calculator for India FY 2025-26. Stocks, mutual funds, TDS & Section 87A rebate. Accurate, no login. Calculate now!
Salary Increment Calculator India FY 2025-26
Free Annual Salary Increment Calculator for FY 2025-26 (AY 2026-27) that shows what your hike is actually worth after tax — not just the headline percentage. Enter your old and new monthly salary to instantly see your increment amount, tax owed under both the New and Old Tax Regime, and your real net take-home increase. Built separately for Resident Indians (RI) and NRIs, the calculator applies the correct slab structure, Section 87A rebate, surcharge, and 4% cess for each. It also breaks down your CTC into Basic, HRA, DA, Medical, and Bonus, and projects your salary and cumulative tax over the next 5 years assuming a 5% annual increment. All calculations run client-side in your browser — nothing is stored or transmitted. Use this before a performance review, offer negotiation, or job switch, and confirm final numbers with a Chartered Accountant before filing.
Salary Tax Calculator India FY 2025–26 Check Tax & Save
Free instant salary tax calculator for India FY 2025-26. ₹75,000 standard deduction, new regime slabs, surcharge & cess. Accurate, no login. Calculate now!
MICR Code Decoder India — Free Instant Bank Lookup
Free MICR code decoder for India. Instantly decode any 9-digit MICR code to find bank name, branch & city. Understand MICR vs IFSC. Works on cheques. No login required.
Capital Gains Tax Calculator India FY 2025-26 Free
Free capital gains tax calculator India FY 2025-26. Calculate LTCG & STCG on property, gold, stocks with indexation. Both regimes covered. Accurate, instant, no login.
Section 80GG Calculator FY 2025-26 – Save Tax on Rent
Free Section 80GG calculator for FY 2025-26 (AY 2026-27). Find your exact rent deduction (up to ₹60,000), check eligibility, and file Form 10BA correctly.
Government Scheme Tools
View all →4 free calculators — accurate, instant results
UPS Pension Calculator
A free UPS Pension Calculator that estimates your monthly assured pension, family pension, and retirement lump sum under the Unified Pension Scheme (UPS), based on the Ministry of Finance's official notification formula. Built for central government employees on NPS deciding whether to switch to UPS, and for HR/payroll teams and financial planners handling retirement queries.
SHE-Mart Scheme Eligibility Checker
A free, instant eligibility checker for the SHE-Mart scheme announced in Union Budget 2026-27. Covers SHG members, Lakhpati Didi participants, micro-enterprise owners, and UDYAM-registered businesses, with document checklists and financing details — no login, no data stored.
GPF calculator
The GPF Calculator helps central government employees, railway staff, and defence personnel project their General Provident Fund maturity value accurately. Unlike simple flat-rate estimates, this tool calculates interest month by month on the running balance, exactly as required under Rule 11 of the General Provident Fund (Central Services) Rules, 1960, at the current 7.1% per annum rate. Enter your opening balance, monthly subscription, and investment period to get a year-wise breakup of interest and closing balance, helping you plan retirement with confidence.
Govt Scheme Eligibility Checker
Free online government scheme eligibility checker that screens your profile against 9 central schemes — PM-Kisan, Atal Pension Yojana, PMJJBY, PMSBY, PMAY-Urban, PM-SYM, PM Laghu Vyapari Maandhan, PM Vishwakarma, and Ayushman Vay Vandana — in a single pass. Enter your age, income, and occupation once to get an instant Eligible/Not Eligible verdict for each scheme, with the exact reason based on official rules.
Loans & EMI Calculators
View all →6 free calculators — accurate, instant results
No Cost EMI vs Personal Loan Calculator
Compare No Cost EMI against a personal loan for the same purchase. This calculator uncovers the effective interest rate hidden inside "0% EMI" offers using RBI's cash-discount method, and stacks it against a personal loan's real EMI and total cost.
EMI vs Tenure Reduction Calculator
Free EMI vs Tenure Reduction Calculator to see exactly what happens after a loan prepayment. Enter your outstanding balance, prepayment amount, interest rate, and remaining tenure — the calculator instantly compares Option A (reduce tenure, same EMI) against Option B (reduce EMI, same tenure), showing the new EMI, new tenure, and total interest under each. Built on the standard reducing-balance EMI formula and updated for RBI's 2026 prepayment charge rules, this tool helps home loan, personal loan, and car loan borrowers in India decide which prepayment option actually saves more money before calling their bank.
RBI Pre-payment-Charge Eligibility Checker
Free RBI Pre-payment Charge Eligibility Checker — find out instantly whether your bank or NBFC can legally levy a foreclosure charge or pre-payment penalty on your floating-rate loan under the RBI (Pre-payment Charges on Loans) Directions, 2025. Covers home loans, personal loans, and business loans for individuals and MSEs, based on loan purpose, lender category (bank/NBFC/RRB/SFB/co-op bank), and sanctioned amount. Get an instant eligible / not-eligible verdict with the exact RBI clause behind it — no signup required.
Home Loan Prepayment Calculator
Free Home Loan Prepayment Calculator to check exactly how much interest you save on a lump-sum part-payment. Compare "reduce EMI" vs "reduce tenure," aligned with RBI's 2025 rule on zero prepayment charges for floating-rate loans.
No Cost EMI Calculator – True Cost & Hidden Charges
Calculate the real hidden cost of "no-cost" EMI offers on Indian credit cards — forgone cash discount, processing fee, GST, and true effective APR.
Loan Foreclosure Charges Checker
Check if your bank or NBFC can legally charge you for closing your loan early. Our Loan Foreclosure Charges Checker applies RBI's 2025 Directions instantly.
MSME Tools
View all →5 free calculators — accurate, instant results
Udyam Registration Error Checker
Check your Udyam application for Aadhaar, PAN, GSTIN and turnover errors before you submit. Free MSME classification tool based on the MSMED Act, 2006.
CGTMSE Calculator: Coverage and Fee Estimator for MSME Loans
Calculate CGTMSE guarantee coverage, guarantee amount and Annual Guarantee Fee (AGF) instantly using the latest CGTMSE 2026 guidelines. Free calculator for MSME collateral-free business loans with accurate coverage estimates.
MSME Registration Eligibility Calculator
Free tool to check MSME registration eligibility under Udyam. Enter your investment and turnover to instantly see your Micro, Small, or Medium category.
PMEGP subsidy calculator
Calculate your PMEGP subsidy, own contribution, and bank loan split in one step, then check CGTMSE guarantee cover and Annual Guarantee Fee on the same loan — plus an instant disqualifier check, based on KVIC's December 2023 guidelines and the CGTMSE CGS-I fee structure effective April 2025.
Mudra Loan Eligibility Checker(2026) (Check PMMY in Seconds)
Check your Mudra loan eligibility instantly. Covers Shishu, Kishor, Tarun & Tarun Plus (up to ₹20L), documents, interest rates, and EMI. Free, no login.
Retirement
View all →1 free calculator — accurate, instant results
Salary & Payroll Calculators
View all →24 free calculators — accurate, instant results
8th Pay Commission Salary Calculator 2026
Calculate your estimated revised basic pay under the 8th Pay Commission using a fitment factor of your choice.
Salary Slip Generator
Free Salary Slip Generator to calculate gross salary, PF, ESI, and net take-home pay for Indian employees — instantly, accurately, and compliant with EPFO and ESIC rules. Enter your basic pay and allowances to get a complete earnings-vs-deductions breakup, switch between statutory and actual PF basis, and see your real in-hand salary in seconds. No signup, no Excel — just your exact payslip numbers.
Notice Period Buyout & PILON Calculator India FY 2025-26
A complete Notice Period Buyout & PILON Calculator for India covering Gross vs Basic salary basis, ÷30 vs ÷26 divisor methods, F&F settlement, gratuity, the Nandinho Rebello tax ruling, and CBIC's GST clarification — with a free letter generator.
NPS Calculator for 1 Lakh Pension per Month
This NPS calculator for 1 lakh pension per month works backward from your target pension to show the exact NPS corpus, annuity, and lump sum required.
Fitment Factor Calculator
Use the official fitment factor calculator to convert 7th CPC basic pay into revised basic pay using the government-notified 2.57 multiplier (2.67 for Level 13/13A). Includes pay matrix lookup, worked example, and DoE Resolution reference.
7th CPC Salary Calculator 2026
Free CPC Salary Calculator for central government employees, defence, railway and postal staff. Enter your 6th CPC basic pay, city class, and pay level to instantly get your revised basic pay, DA (60%), HRA, TA and net salary — using the official 2.57 fitment factor and current Finance Ministry rates.
Pension Arrears Calculator
Pension Arrears Calculator helps Central Government pensioners, family pensioners, retired PSU employees, and pension consultants calculate the exact unpaid difference between pre-revised and revised monthly pension for any gap period. Built around the same difference method used by the Department of Pension & Pensioners' Welfare (DoPPW) in every revision order — including the 7th CPC pension revision (Order No. 38/37/2016-P&PW(A)) — the calculator takes your pre-revised pension, revised pension (from your PPO), and the arrear period, then instantly returns monthly arrears, number of months counted, and total pension arrears due. It works identically for family pension arrears. Note: this calculator computes basic pension arrears only — Dearness Relief (DR) on the arrear amount is added separately by your Pension Disbursing Authority, and lump-sum arrears may be eligible for Section 89(1) tax relief via Form 10E.
Gratuity Calculator (2026)
Calculate your gratuity amount instantly with our free Gratuity Calculator, based on the Payment of Gratuity Act, 1972. Accurate, updated for 2026.
HRA Exemption Calculator
Free HRA Exemption Calculator to compute your tax-exempt House Rent Allowance under Section 10(13A) of the Income-tax Act. Enter basic salary, DA, HRA, and rent to get the exact exempt amount using Rule 2A — updated with FY 2026-27 metro city rules.
Leave Encashment Exemption Calculator (Sec 10(10AA))
Calculate your leave encashment exemption under Section 10(10AA) of the Income-tax Act in seconds. This leave encashment exemption calculator applies the four-part formula — actual amount received, 10 months' average salary, cash equivalent of unutilised leave, and the ₹25 lakh lifetime limit — to show exactly how much of your payout is tax-free. Unlike a basic leave encashment calculator, it also factors in any exemption you've already claimed at a previous employer, so you see your true remaining balance under the lifetime cap, not just this year's number. Built for private-sector employees, PSU and bank staff, HR teams, and CAs filing AY 2026-27 returns.
8th Pay Commission Arrear Calculator
Free 8th Pay Commission Arrear Calculator for central government employees and pensioners. Enter your basic pay, DA rate, and an editable fitment factor to estimate your total arrear from the 1 January 2026 reference date to your expected payout date.
Salary Arrear Calculator
A free salary arrear calculator that computes exactly how much extra income tax you owe — and how much relief you can legally claim — when pay revisions, DA arrears, or delayed increments are paid out as a lump sum. Built on the Section 157(1) formula under the Income-tax Act, 2025 (Rule 73, Form 39), with backward compatibility for Section 89(1)/Form 10E if you're still filing for AY 2026-27 or earlier. Enter your receipt-year salary and regime, the earlier year's salary and regime, and the arrears amount — the calculator applies each year's actual slab rates, standard deduction, and Section 87A rebate to give a Form-ready relief figure. Designed for salaried employees, 7th/8th Pay Commission government and PSU staff, pensioners with family pension arrears, NRIs, and CAs cross-checking client relief figures before filing.
Payment of Bonus Act Calculator
Calculate your exact statutory bonus with the Payment of Bonus Act Calculator, updated for Chapter IV of the Code on Wages, 2019. Enter your Basic + DA, months worked, and bonus percentage to instantly get your annual bonus payout — with automatic eligibility checks against the ₹21,000 wage limit and the ₹7,000 calculation ceiling.
Overtime Salary Calculator India (OT Pay Calculator)
Calculate your overtime pay instantly with India's most detailed overtime salary calculator. Get accurate OT wages at the legally mandated 2x rate under the Factories Act, 1948 — customized for factory workers, IT employees, nurses, retail staff, and government employees, with state-specific limits and the latest OSH Code 2020 updates.
DA Arrear Calculator
Calculate your exact Dearness Allowance (DA) arrear amount with this free online DA Arrear Calculator. Built for Central Government employees, HR/payroll teams, and CAs — enter basic pay, old & new DA rate, and arrear months to get instant, accurate results.
EPF Withdrawal After Moving Abroad
Planning your EPF withdrawal after moving abroad? Under Paragraph 69(1)(a) of the EPF Scheme, 1952, NRIs and emigrating employees don't have to wait the usual 2 months required for regular resignations — you can claim your full EPF corpus (employee share, employer share, and accrued interest) as soon as you've permanently left India for work or settlement overseas. This calculator walks you through eligibility, TDS deduction (10% if your PAN is linked to your UAN, or the Maximum Marginal Rate if it isn't), and your exact net payout after tax. Service under 5 years and a corpus of ₹50,000 or more attracts TDS under Section 192A; 5+ years of continuous service means your withdrawal is fully tax-free. Enter your EPF balance, service period, and PAN-UAN linking status to see your final settlement amount — credited only to your NRO account, as required under FEMA/RBI rules.
In-Hand Salary Breakdown Calculator
Calculate your exact in-hand salary in India after EPF, Professional Tax, and TDS deductions under the New Tax Regime — FY 2026-27 slabs included.
Statutory Bonus Calculator India
Free statutory bonus calculator India: work out your annual bonus under Code on Wages, 2019 Sections 26–28, with eligibility, ceiling & examples.
Full and Final Settlement Delay Calculator + Demand Letter
Free calculator that applies Section 17(2) of the Code on Wages, 2019 to your last working day, shows exactly how many working days your full and final settlement is overdue, and auto-drafts a legally-worded demand letter you can send today.
NRI PF Withdrawal Eligibility Checker
Instantly check your NRI PF withdrawal eligibility under Para 69(1)(c) of the EPF Scheme, 1952, and estimate TDS on early withdrawal in seconds.
EPF Interest Calculator for NRI
The EPF Interest Calculator for NRI helps non-resident Indians calculate how much interest their existing Employees' Provident Fund balance earns while living abroad, using EPFO's officially notified rate of 8.25% for FY 2025-26. Built on the monthly-running-balance method under Para 60(1) of the EPF Scheme, 1952, this calculator lets NRIs enter their current PF passbook balance, monthly contribution (if any), and investment horizon to get an instant, accurate projection of their maturity balance. It's designed specifically for NRIs, overseas professionals, returning-to-India employees, HR teams, and CAs who need to explain or estimate PF interest accrual for cross-border employees. The tool also clears up the common myth that inoperative EPF accounts stop earning interest — a rule reversed by EPFO back in 2016. Whether you're planning a return to India or simply tracking your India-based savings, this EPF Interest Calculator for NRI gives a clear, EPFO-aligned estimate in seconds.
Higher Pension EPS Calculator
Calculate your revised monthly EPS pension after opting for EPFO's higher pension scheme on actual salary. This free higher pension EPS calculator applies the official Paragraph 12 formula — (Pensionable Salary × Pensionable Service) ÷ 70 — with automatic rounding, the 20-year service bonus, and the ₹1,000 pension floor. Built for retiring employees, HR/payroll teams, and CAs modelling the EPF-to-EPS trade-off under the EPS-1995 scheme.
In Hand Salary Calculator
A free in hand salary calculator for India that converts your gross monthly salary into exact take-home pay after Employee PF, professional tax, and TDS — updated for FY 2026-27 under the New Tax Regime, including Section 87A marginal relief.
Job Offer Comparison Tool
Compare two job offers by actual monthly in-hand salary, not just CTC. This free job offer comparison tool for India calculates EPF, income tax under the New and Old Tax Regime (Section 202 of the Income Tax Act, 2025), and professional tax for FY 2026-27, so you can see exactly which offer pays more where it counts — your bank account.
Tax Calculators
View all →1 free calculator — accurate, instant results
TDS Calculators
View all →4 free calculators — accurate, instant results
Section 194N Cash Withdrawal TDS Calculator
Section 194N Cash Withdrawal TDS Calculator helps estimate TDS on large cash withdrawals for Tax Year 2026–27. Check the applicable Section 393(3) threshold, 2% TDS rate, ₹1 crore or ₹3 crore limit, and specified exceptions.
194B 194BA TDS Calculator – 2026
Calculate TDS on lottery and online gaming winnings using Section 194B, 194BA and current FY 2026-27 rules.
194DA TDS Calculator: Life Insurance 2026
The 194DA TDS Calculator estimates TDS on taxable life insurance payouts for resident recipients. Calculate the income component, applicable 2% TDS and estimated amount received after TDS using the current rules for 2026.
EPF TDS Calculator
The EPF TDS Calculator helps you instantly check how much tax will be deducted at source on your EPF withdrawal before completing 5 years of service. Just enter your withdrawal amount, years of continuous service, and PAN status to get your exact TDS rate, TDS amount, and net payout — calculated as per Section 392(7) of the Income-tax Act, 2025.
Utility Tools
View all →3 free calculators — accurate, instant results
Electricity Bill Calculator India — State-wise 2026
Free electricity bill calculator covering every major Indian DISCOM — TNEB, BESCOM, MSEDCL, KSEB, UPPCL and more. Enter your meter reading and get an FY 2025-26 slab-wise estimate instantly.
UPI ID Format Checker – Validate VPA Format Free
Free online UPI ID format checker that validates your Virtual Payment Address (VPA) against NPCI's official structure rules — checks the @ symbol, username characters, length limits, and recognised bank/app handles. Runs entirely in your browser with no data stored or sent to any server.
PAN Card Validator
Free PAN card format checker that validates whether your 10-character PAN follows the official CBDT structure (5 letters + 4 digits + 1 letter), flags exactly what's wrong, and identifies the entity type from the 4th character. Runs entirely client-side in your browser — nothing is uploaded, stored, or logged.
Utility & Validation Tools
View all →2 free calculators — accurate, instant results
Vehicle Number Checker
Validate your Indian vehicle registration number's format free — check state code, RTO code, series & BH Series compliance in seconds.
Working Days Calculator India
Free online working days calculator for India that counts real business days between two dates, automatically excluding Sundays, 2nd & 4th Saturdays, and the bank holidays specific to your state. Built for HR, payroll, freelancers, CAs, and NRIs tracking notice periods, TAT, or billing cycles.
General Tools
3 free calculators — accurate, instant results
Professional Income Tax Calculator India FY 2025-26
Free professional & freelance tax calculator India FY 2025-26. Covers Sec 194J TDS, 44ADA scheme & slab rates. Supports new & old regimes. No login.
Gift From Relative Tax Calculator India — FY 2025-26
Free gift tax calculator India. Gifts from relatives are tax-free under Sec 56(2)(x). Confirm ₹0 tax liability instantly. No login needed.
Foreign Dividend Tax Calculator India FY 2025-26 — Free
Free foreign dividend tax calculator India FY 2025-26. Covers DTAA relief, FTC (Form 67), US 30% WHT, NRI rules & Schedule OS. Accurate, no login.