STCG Tax Calculator India FY 2025-26 — Equity & More

STCG from stocks is taxed as ordinary income using your regular tax slab rates. Your gain is added to your total income and the entire amount is taxed. If you earn ₹50 lakhs salary and ₹10 lakhs STCG, the entire ₹60 lakhs is taxed.

Short-term means less than 12 months from the date of acquisition to the date of sale. If you buy on January 1 and sell on December 31, it's still short-term (less than 365 days).

Yes, you can offset trading losses in the same year against trading gains. However, if losses exceed gains, you cannot carry forward the loss to future years for STCG (loss carry forward has specific rules).

Yes, STCG is taxed much higher than LTCG. STCG uses your personal slab rate (up to 30%+) while LTCG has preferential rates (10-20%). This makes long-term holding more tax-efficient.

Cost price includes the purchase price plus all acquisition costs (brokerage, taxes, etc.). For inherited stocks, cost is the fair market value on the date of inheritance. For bonus shares, cost price is adjusted.

If you earned massive STCG, you'll pay significant tax at your marginal rate plus surcharge. For example, ₹1 crore STCG for a person in 30% slab = ₹30 lakhs tax + surcharge = approximately ₹34-35 lakhs tax.

Short-term capital gain is the profit earned by selling an asset (stocks, equity shares, mutual funds) held for less than 1 year (12 months). For listed securities held less than 1 year, the holding period is calculated from the date of acquisition to the date of transfer.

Short-term capital gains on listed equity shares are taxed at a flat rate of 15% under Section 111A of the Income Tax Act, plus 4% Health & Education Cess for residents. NRIs are also taxed at 15% plus applicable surcharge. Gains on other securities may have different tax treatment.

For listed securities, holding period is the time between acquisition and transfer dates. If held for 12 months or less, it is short-term. For unlisted securities, the period is calculated from the date of receipt to date of transfer. The date of transfer is counted as the settlement/delivery date in stock exchanges.

Yes. Capital losses can be adjusted against capital gains. If you have short-term losses, they can first offset short-term gains. Excess losses can be carried forward for 8 years. If loss exceeds gain, you get a capital loss which reduces your total taxable income.

Yes. All calculations happen locally in your browser. No data is stored, logged, or transmitted to any server. Your investment information remains completely private and secure.