Government Scheme Tools Tools
Free government scheme tools grouped in one place.
UPS Pension Calculator
A free UPS Pension Calculator that estimates your monthly assured pension, family pension, and retirement lump sum under the Unified Pension Scheme (UPS), based on the Ministry of Finance's official notification formula. Built for central government employees on NPS deciding whether to switch to UPS, and for HR/payroll teams and financial planners handling retirement queries.
SHE-Mart Scheme Eligibility Checker
A free, instant eligibility checker for the SHE-Mart scheme announced in Union Budget 2026-27. Covers SHG members, Lakhpati Didi participants, micro-enterprise owners, and UDYAM-registered businesses, with document checklists and financing details — no login, no data stored.
GPF calculator
The GPF Calculator helps central government employees, railway staff, and defence personnel project their General Provident Fund maturity value accurately. Unlike simple flat-rate estimates, this tool calculates interest month by month on the running balance, exactly as required under Rule 11 of the General Provident Fund (Central Services) Rules, 1960, at the current 7.1% per annum rate. Enter your opening balance, monthly subscription, and investment period to get a year-wise breakup of interest and closing balance, helping you plan retirement with confidence.
Govt Scheme Eligibility Checker
Free online government scheme eligibility checker that screens your profile against 9 central schemes — PM-Kisan, Atal Pension Yojana, PMJJBY, PMSBY, PMAY-Urban, PM-SYM, PM Laghu Vyapari Maandhan, PM Vishwakarma, and Ayushman Vay Vandana — in a single pass. Enter your age, income, and occupation once to get an instant Eligible/Not Eligible verdict for each scheme, with the exact reason based on official rules.