Income Tax Calculators Tools
Free income tax calculators grouped in one place.
Old vs New Tax Regime Calculator FY 2025-26 — Free
Free calculator comparing old vs new income tax regime for FY 2025-26. Applies the Section 87A rebate and 4% cess automatically, shows old and new regime slab rates, and tells you exactly which regime saves more based on your salary and deductions.
LTC Calculator
Calculate how much of your Leave Travel Allowance (LTA) is exempt from tax under Section 10(5) of the Income-tax Act. This LTC calculator takes your LTA received, actual travel cost, journeys already claimed in the block, and tax regime to instantly show your exempt and taxable LTA split.
Income Tax Calculator New Regime 2026-27
Free income tax calculator for the new tax regime under Section 115BAC, FY 2026-27 (AY 2026-27). Enter your gross income to instantly get taxable income, slab-wise tax, Section 87A rebate eligibility, surcharge, cess, and final tax payable — rounded per Sections 288A/288B.
Surcharge Calculator Income Tax
Free surcharge calculator income tax tool for AY 2027-28 that computes slab-wise surcharge (10%–37%) and applies marginal relief automatically, so high-income taxpayers above ₹50 lakh don't overpay when crossing a threshold. Supports both new regime (25% cap under Section 115BAC) and old regime, with age-based exemption limits for senior and super-senior citizens. Includes a worked example, common mistakes to avoid, and the exact marginal relief formula used by the ITR e-filing utility.
Gift Tax Calculator India — Non-Relative FY 2025-26
A free calculator to work out income tax on cash, property, or in-kind gifts received from a non-relative in India for FY 2025-26 (AY 2026-27). Applies the ₹50,000 annual exemption under Section 56(2)(x), computes tax at New Regime slab rates, adds surcharge for residents above ₹50 lakh, and adds 4% Health & Education Cess — with a full step-by-step breakdown mapped to Schedule OS of ITR-2.
Section 44AD Exit Cost Calculator – 5-Year Lock-out
An online calculator to project the real multi-year cost of exiting the Section 44AD presumptive taxation scheme. Models the 5-year lock-out under Section 44AD(4), the tax audit trigger under Section 44AD(5)/44AB when actual profit falls below the presumptive rate, and compares tax + audit-fee outcomes across both paths for turnover-growth scenarios.
CTC Calculator (Reverse from In-Hand Salary)
A reverse CTC calculator for India that converts a target monthly in-hand salary into the exact annual/monthly CTC an employer needs to offer — factoring in PF, Gratuity, Professional Tax, and TDS, with automatic compliance checking against the Labour Codes' 50% Basic+DA wage floor (effective 21 Nov 2025).
DTAA Relief Calculator
A free calculator that computes DTAA double-taxation relief under Section 90/90A (treaty) or Section 91 (no treaty) using the tax-credit average-rate method, per Rule 128 of the Income-tax Rules, 1962. Includes FY 2025-26 new-regime slabs, surcharge, cess, and a worked example for resident Indians with foreign income.
Joint Home Loan Tax Benefit Split Calculator
Calculate exactly how much home loan interest and principal each co-owner can claim under the Income-tax Act, 2025. Enter total interest, principal, and ownership share — the Joint Home Loan Tax Benefit Split Calculator applies the ₹2,00,000 and ₹1,50,000 caps per person automatically, per Section 22 and Section 123.